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CalSTRS and Out-of-State Retirement: What Happens to Your Pension Benefits If You Leave California?

CalSTRS and Out-of-State Retirement: What Happens to Your Pension Benefits If You Leave California?

by Ryan Cahill | Aug 25, 2026 | CalSTRS

Leaving California can change where you live, where you work, and how you plan for retirement. What it does not automatically do is erase the CalSTRS pension benefits you have already earned. At Peak Solutions Financial, we help California educators understand how...
How to Build a Retirement Income Floor With CalSTRS Plus Supplemental Savings Sources?

How to Build a Retirement Income Floor With CalSTRS Plus Supplemental Savings Sources?

by Ryan Cahill | Aug 17, 2026 | CalSTRS

For California educators, retirement planning is not just about saving as much as possible. It is about knowing which income sources can cover your essential needs, which accounts can support your lifestyle, and which decisions may affect your spouse or family later....
How to Build a Retirement Income Floor With CalSTRS Plus Supplemental Savings Sources?

How to Build a Retirement Income Floor With CalSTRS Plus Supplemental Savings Sources?

by Ryan Cahill | Aug 14, 2026 | CalSTRS

For California educators, retirement planning is not just about saving as much as possible. It is about knowing which income sources can cover your essential needs, which accounts can support your lifestyle, and which decisions may affect your spouse or family later....
What Must Educators Moving Between Systems Understand About CalPERS and CalSTRS Reciprocity?

What Must Educators Moving Between Systems Understand About CalPERS and CalSTRS Reciprocity?

by Ryan Cahill | Aug 6, 2026 | CalPERS, CalSTRS

CalPERS and CalSTRS reciprocity is an important topic for educators and public employees who move between California retirement systems during their careers. A teacher may begin in a CalSTRS-covered role, later move into a CalPERS-covered school or public agency...
How Do You Read and Understand Your CalPERS Annual Member Statement?

How Do You Read and Understand Your CalPERS Annual Member Statement?

by Ryan Cahill | Jul 30, 2026 | CalSTRS

Your CalPERS Annual Member Statement can feel confusing the first time you open it. It may include service credit, member contributions, interest, retirement formula details, and other account information that can affect your retirement planning. The good news is that...
What Is the CalSTRS One-Time Death Benefit and Who Receives It?

What Is the CalSTRS One-Time Death Benefit and Who Receives It?

by Ryan Cahill | Jul 29, 2026 | CalSTRS

Losing a loved one is already one of life’s hardest moments. The last thing a grieving family should have to deal with is confusion about financial benefits they are entitled to. If you are a California educator covered by CalSTRS, or if you are the family...
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Recent Posts

  • How to Maximize Your 403(b) and 457(b) Plans Alongside Your California Teacher Pension
  • How to Diversify Your Income Streams in the Final Five Years Before Educator Retirement?
  • CalSTRS and Out-of-State Retirement: What Happens to Your Pension Benefits If You Leave California?
  • How to Start Investing on a California Teacher’s Salary: A First-Timer’s Guide?
  • Medigap vs. Medicare Advantage: Which Supplemental Plan Fits a Retired California Teacher’s Needs?
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Peak Solutions Financial and Insurance Services is not affiliated with CalSTRS, CalPERS, or any government agency. The information on this website is for general informational purposes only and does not constitute tax, legal, or investment advice. We coordinate with licensed tax and legal professionals for matters outside the scope of financial planning.

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