Purchasing CalPERS service credit can feel confusing because it sounds simple at first. You are buying additional credited time that may increase your future...
CalPERS Health Benefits in Retirement: What Coverage Continues After You Stop Working?
Retirement is not only about replacing your paycheck. It is also about knowing what happens to your health coverage once you leave work. For many California...
What Do California Public Employees Need to Know About CalPERS Classic vs. PEPRA Tiers and Their Membership?
If you are a California public employee, your CalPERS membership tier can shape how your retirement benefit is calculated. The two terms you will often hear...
How Do You Read and Understand Your CalPERS Annual Member Statement?
Your CalPERS Annual Member Statement can feel confusing the first time you open it. It may include service credit, member contributions, interest, retirement...
What Is the CalSTRS One-Time Death Benefit and Who Receives It?
Losing a loved one is already one of life's hardest moments. The last thing a grieving family should have to deal with is confusion about financial benefits...
What Is the Difference Between CalPERS 2 at 55 and 2 at 62 Retirement Formulas?
If you are a California public employee thinking about retirement, one of the most important things you need to understand is your retirement formula. Two of...
How Is the CalSTRS Pension Benefit Formula Explained?
Understanding your CalSTRS pension can feel confusing at first, especially when you are trying to figure out how much income you may actually receive in...
What Is the CalSTRS Defined Benefit Supplement and How Does It Work?
If you are a California educator, you have probably heard the term "CalSTRS Defined Benefit Supplement" at least once. Maybe it showed up in your annual...
What Happens to CalSTRS If I Leave Teaching?
Deciding to leave teaching is never a simple choice. Whether you are making a career change, stepping away for personal reasons, or simply unsure about what...