What Should California Educators Know About CalSTRS Early Retirement Penalties?
CalSTRS early retirement penalties can feel confusing because they are not always explained as one simple fee or charge. For many California public school educators, the real issue is that retiring early may reduce the age factor used in the benefit calculation. That...
What Are CalSTRS Survivor and Beneficiary Benefits and Why Do They Matter for California Educators?
If you are a California educator, your CalSTRS pension is one of the most valuable financial assets you will ever earn. But what happens to that value when you pass away? What does your family receive? These are questions too many teachers avoid thinking about until...
How Does the Cost of Living Adjustment for CalSTRS Retirees Work?
If you are a retired California educator or are getting close to retirement, one of the most important questions you can ask is: how does the cost of living adjustment CalSTRS retirees receive actually work? Understanding this benefit is key to planning your financial...