For California educators, retirement planning is not just about saving as much as possible. It is about knowing which income sources can cover your essential...
How to Build a Retirement Income Floor With CalSTRS Plus Supplemental Savings Sources?
For California educators, retirement planning is not just about saving as much as possible. It is about knowing which income sources can cover your essential...
How Can California Teachers Over 50 Understand Catch-Up Contributions and Close the Retirement Savings Gap?
For many California teachers, retirement planning becomes more serious after age 50. At this stage, retirement no longer feels far away. You may start asking...
How Much Should a California Teacher Contribute to Their 403(b) at Each Stage of Their Career?
A 403(b) can be one of the most useful retirement tools available to California teachers, but the right contribution amount is not the same for everyone. A...
What Is a 457(b) Plan and Can California Educators Use It Alongside Their Pension?
What Is a 457(b) Plan? A 457(b) plan is a retirement savings account often offered to public employees, including some school and government workers. It...
How Do You Compare 403(b) Providers Offered by Your California School District?
Choosing a 403(b) provider through your California school district can feel confusing because the decision is not just about opening another retirement...
Roth 403(b) vs. Traditional 403(b): Which Is the Better Choice for California Teachers?
For many California teachers, retirement planning is not just about having a pension. A CalSTRS pension can be a strong foundation, but it may not replace...
What Must Educators Moving Between Systems Understand About CalPERS and CalSTRS Reciprocity?
CalPERS and CalSTRS reciprocity is an important topic for educators and public employees who move between California retirement systems during their careers....
How Does CalPERS Industrial Disability Retirement Work for Public Employees Injured on the Job?
CalPERS industrial disability retirement can be an important benefit for eligible public employees who can no longer perform their usual job duties because of...